Tag Archives: home

Do You Know The 5 Benefits Of A VA Home Loan

if you want to save a lot of money and you happen to be a Veteran then you need to read this article I will be telling you how you can save a good chunk of cash, find out how you can get up to $1,500.00 towards the closing costs.  Now if you are Vet like me ( I was in the Marines, nothing personal if you were not ) and you have been thinking about how to get a home loan because you have a goal of  buying a house or because you are in need of refinancing your home.  Then you really need to know the benefits of getting a VA home loan as well as getting started, because as a veteran, VA home loans do offer you some very good benefits.   But before you can get your there is one thing that you will have to do, and its something that everyone has to do to get their Home loan Benefits.  I will talk about that at the end of this post but for now we will go over some of the benefits of a VA Home loan.   If you are a veteran and have not looked in getting a home using your VA benefits, it may be a good time to just see what you may qualify for.

Find out how you can get up to

$1,500.00 towards the closing costs

Continue reading “Do You Know The 5 Benefits Of A VA Home Loan” »

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Price Reduction On Home In Orcutt

Home in Orcutt, Ca. for sale reducing price to $315,000.00, home is 1800 sq ft. making this home one of the more affordable homes in the Orcutt area. Need a home loan? or need to get pre approved for a home loan, FHA Loan, Va loan or Conventional loan with no PMI only 5% down, I can help. This home is very close to Alice Shaw School and Lakeview. If you are not working with an agent give me a call. Remember if you need to get pre-approved I can help you with that as well.

 


Single Family Home for sale in Orcutt, CA

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$315,000
Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
1 Unit
Interior: 1,800 sqft
Lot: 5,001 sqft
Location
685 Tilia St
Orcutt, CA 93455
USA

Valley Hills Valley Hills

01321588
(805) 352-1100
gene@valleyhillsrealty.com
http://www.ValleyHillsRealty.com

Listed by: Valley Hills Realty

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Home In Orcutt For Sale, Call Us Now Before Sold

If you are looking for a home in Orcutt, take a look at this home.  If you need to get approved for a home loan we can help you get qualified for a home loan and walk you through the process on getting a home loan.   This home is located in on a corner lot as well as near some very desirable schools.  Schools nearby include Alice Shaw , and Righetti high school.  If you are looking for a home in the Orcutt area give us a call to help you find your dream home.


Single Family Home for sale in Orcutt, CA

Overview

Maps

Photos

$330,000
Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
1 Unit
Interior: 1,800 sqft
Lot: 5,001 sqft
Location
685 Tilia St
Orcutt, CA 93455
USA

Valley Hills Valley Hills

01321588
(805) 352-1100
gene@valleyhillsrealty.com
http://www.ValleyHillsRealty.com

Listed by: Valley Hills Realty

Our recent listings

 

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Nearby properties for sale

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What Is The Difference Between The Home Inspection And The Appraisal ?

Buying a home is a very big step and its usually very scary and exciting at the same time.  It really is a big step and of course a lot of stress that comes with it, especially that you want to make sure that you are making the right decision and that the home that you are buying does not have an issues.  That can be a nightmare to know that after all the heartache you went through to get the home loan and now that you owe all this money, that the house you bought is full of issues and its just one thing after another.

Legally when buying a home the seller does have to disclose to you an issues that the home has.  But that is not to say that someone would not mislead or that at the time the really had no issues but due to age and wear and tear it was just a matter of time.  Not to mention if you are buying a foreclosure its a complete buyer beware situation.  In other words its up to you to know if there are any issues with the home.

If you are getting a home loan you have to get an appraisal there is not what if’s about it and of course its not free.  Usually run about $450.00 to 550.00.  Now you do not have to get a inspection but it is recommended.  The appraiser not only provides a report on what the value of the home is but also the condition.  The appraiser is looking for issues that may need to be addressed and he looks for any safety issues that will affect anyone living in the home.  He makes sure there are no roof leaks or loose electrical wiring, plumbing is working etc.  He basically looks for the basics to insure the lender is making a good loan on the property.   But the appraisal must be submitted to the lender doing the loan since it is ordered through the lender.   What ever concerns that the appraiser thinks is an issue will have to be addressed and many times someone will have to make the repairs necessary before the transaction can go forward.

Home inspector will look for every thing from top to bottom.  He will crawl in the attic space he will go under the house.  He will go where no appraiser has gone before.  Now the home inspection is not mandatory but it is recommended.  Many times I get asked if they have to do the home inspection because we got the appraisal done.   The answer is you do not but its for your best interest to know as much as you can about the house being that you are not buying TV, and there is no taking this back to the store.   But keep in mind unless it is something that is structural or a health issue.  What your home inspector finds  does not mean the lender will care to know.  Also the home inspection is not submitted to the lender either.  You can use what comes out in the home inspection to ask for any repairs, but it will be up to the seller whether they want to comply or not.

Any questions just let me know .. Good LUCK !!

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Home For Sale In Lompoc With Lots Of Parking

This is a home for sale in lompoc, Ca. on a corner lot located on 201 Princeton, this home comes with 3 Bedrooms and 2 bath and an enclosed sunroom on the back of the home, great for enjoying those spring and summer days while entertaining guests or just lounging. Living room area is very ample and with a warm and inviting fireplace. It is located in one of the best neighborhoods in town with clean and wide streets. Complete privacy and a nice home for someone whether they need all the space or not for parking their toys, as you can see plenty of parking space. Close to the hospital, Home Depot and right off Highway 1 which makes an easy commute to Santa Ynez Valley.

If you need to get prequalified for a home loan we can help you.


Toys Need A Home ?

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$265,900
Single Family Home
Main Features
3 Bedrooms
2 Bathrooms
1 Unit
Interior: 1,517 sqft
Lot: 0.15 acre(s)
Location
201 Princeton Place
Lompoc, CA 93436
USA

Valley Hills Valley Hills

01321588
(805) 448-7101
gene@valleyhillsrealty.com
http://www.ValleyHillsRealty.com

Listed by: Valley Hills Realty

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