Can HOA Sue You After Foreclosure ?


Mandy asks…

Can homeowner’s associations for fees if I already foreclosed on the home?

I foreclosed on my home already, but I’ve heard horror stories of HOA suing past members regardless of current ownership status. Can they do this?? Currently I’m overseas and I haven’t heard anything from the association. Can they have a judgement rendored against me without ever having contacted me directly?

admin answers:

Yes if you failed to submit the foreclosure paper work to the HOA. As far as their records are concerned you are still the owner.  Even if you go to foreclosure if there are not enough funds to satisfy what is owed on HOA fees yes they can and will file suit against you as the owner.  This will also allow the HOA to seek a civil judgement against you which can even mean a garnishment of wages.  Yes it can get ugly depending on the amount, you should consult a legal advisor on this and what your options maybe.

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