Today's Rates

California Mortgage Rates
30 Year Fixed loading...
15 Year Fixed loading...
5/1 ARM loading...

Free Credit Tips To Improve Your Credit

The Basics Of A USDA Loan

This is just an introductory video for those that are interested in getting a new mortgage home loan for in rural areas where it is still possible to get 100% financing for your first home. [...]

Stop And Just Reflect

Every now and then its just good to sit back and look at things from a different perspective and put things into perspective. So here is something that was sent to me that I thought was worth sharing. [...]

What Can Affect Property Values

It’s not only prospective buyers who are concerned when the public record differs from what is reported in the multiple listing service. Due to recent lender tightening, many appraisers consider only legal square footage, that can be verified with a building permit, to establish valuation. [...]

How Much For A Down Payment On A House

This is a question that I got the other day from someone trying to get first time home buyer loan and wanting to buy Santa Maria real estate. Actually I get this question pretty much all the time , ,then I get what is the rate ,,,followed by do you think they will go down again or more?? Followed by are homes going to get any cheaper?? But I am only going to work on one question since the rest really don’t matter if you cannot qualify. So here is the question. [...]

Who Owns Title To Home? Your Home ?

The number of homes that are actually affected by what some of the banks have been doing is unknown. But this next short video should concern you whether you are current with your home and have no problems as well as some one that maybe losing their home. [...]