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Free Credit Tips To Improve Your Credit

Final Walk Through Repairs Not Resolved

Here is a quick tip, if you happen to fall into this situation, how badly do you want the place and how big are the repairs are they structural or are they cosmetic? Sure you are in contract and the seller has agreed to this being done but are you dealing with a person [...]

Bank Wants You To Sign What? Bank Blackmail??

Central Coast Homes For Sale

If you have any questions about buying a Santa Maria home for sale in the Santa Maria Real Estate market or any properties on the Central Coastand need to get a loan in Santa Maria, CA or any where in the state of California not just on the Central Coast please contact me by sending me an email at: GenePerez@GMSLoans.net

I do also service all the nearby communities and other markets such as the Santa Ynez real estate market, Nipomo Real estate market, Arroyo Grande real estate market, Grover Beach Real Estate Market, and all other surrounding areas regarding the homes on the Central Coast.

my goal is to provide you with resources you need. I can also help in getting the financing for your home. If you have any suggestions or questions in how I can provide more or better

information please let me know. I have been helping my clients for the last 15 years on the Central Coast, Gene Perez – 805-448-7101 , DRE 01321588

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Important Disclaimer: Questions and answers provided on this website and by Gene Perez is to be considered general information, and is not intended to substitute for informed professional financial, tax, legal, investment, accounting, or other professional advice. [...]

Should I Get Preapproved For A Mortgage Loan

When it comes to purchasing a new property, the most crucial step in the process is to get preapproved for a mortgage loan. Since the home loan industry is always changing loan guidelines, it is difficult to know if you are approved for a home loan without completing an application. By getting prequalified for a home loan upfront, you are taking the guess work out of the equation. [...]

Credit Advice If Qualifying For A Mortgage Home Loan

Your credit report is a living report card of your debt paying history and the accounts that you have had it shows the good the bad and the ugly. Of course, you want less ugly and alot of good but like everything else and just like in school it is easier to go from an A to an F [...]

Changes In Getting An FHA Loan

The big guy on the block for doing loans is FHA I don’t think there is any argument there. Almost half of all loans now are FHA loans but there are some changes that coming out that will make getting these loans tougher and cost more. FHA is basically the Federal Housing [...]