For example, the GFE doesn’t provide a complete and accurate account of the borrower’s costs. Page two provides an itemization of loan origination and settlement costs. The origination charge is itemized as one lump sum; it’s not broken down. [...]
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we can allow ourselves to be drawn in and manipulated and respond by using one of three non-assertive communication styles. We can give in to the attack and avoid the issue at hand (passive); we can resort to imitating the difficult behavior by being manipulative right [...] Okay, I know that this is kind of complicated so I am going to first break it down first, and we are just going to keep it simple AS POSSIBLE not get all complicated here. You got a loan through Bank of America or Country Wide and what they did is they packaged all these loans and put them in what is called Mortgage Backed Securities Or MBS. [...] First thing you have to remember is first impression is lasting impression. This is a tough economy and the real estate market is still recovering so if you happen to want to or need to sell your home you need to put your best foot forward in order to make that happen. For the most part you are not going to get a second chance to make a good first impression and buyers are not a very forgiving group. So let’s go over what you are going to have to do to get your home ready to sell. [...] The biggest problem that homeowners have is pricing their home to what the market is willing to bear. I know its your home and maybe you put new tile flooring or carpet okay but its not going to give you an extra 20k in value of what the market wants to sell. [...] |
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